Harness the power of real-time health data.
Collecting continuous real-time, biometric and behavioural data helps you identify, predict and manage member risks. Our platform boasts an extensive set of seamless integrations with consumer and clinical digital health technologies, from popular wearables, watches and health apps to the most innovative clinical devices and healthcare applications. Tracking member health data at scale over long periods of time provides an underwriting advantage, and allows you to build radically new relationships with your members.
Identify, predict and price risk
Our platform helps you understand the health profiles of your member population with extraordinary precision, allowing you to develop innovative personalised insurance products priced more accurately to reflect actual risk
Track a range of member behaviour
We help you track, understand and encourage a range of member behaviour and biometrics, including physical activities like steps, running swimming and sleep. Nutritional data like calorie intake and nutritional composition. Weight, BMI and other biometrics such as blood pressure.
Connect with member
health data wherever it is.
The digital health ecosystem is continuously expanding with new apps, devices and wearables everyday. Around a third of your members will use a health app, like Apple Health, and one in ten own a wearable, smartwatch or biosensor. We connect with over 250 of the most popular wearables and health apps so your members can get rewarded for using the health tools they already love.
Our platform is data agnostic. We add data sources and types regularly. We are also happy to work with you to integrate custom data sources. You can use our API to continuously pull the data we collect into your own systems to inform pricing and member profiles.
With continuous real-time member data, you can design innovative new products, offer dynamically priced premiums and design services that truly reflect your members’ lives. We work with you to design and launch new User Based Insurance and Pay as You Live type insurance products that attract, retain and reward profitable, healthy members.
Understand member sentiment, health & wellbeing by analysing conversation data.
# Phone Sensors
Our platform connects with Apple Health and Google Fit, so you can track the majority of members that don’t have their own wearables.
Track your members continuously with biosensor data rather than only when they lodge claims.
# Conversation Engine
Our conversation engine uses health and behavioural data to understand and adapt recommendations to suit specific user behaviours and preferences.
# Population Segments
Segment your member population and send targeted personalised push notifications and product updates.
# Risk Model
Use biosensor, real-time behavioural data and machine learning to develop new innovative fine grained risk models.